Prepaid Legal Services Plan
October 23, 2020Prepaid legal services are membership programs that provide members with access to attorneys for consultations, legal review of documents, preparation of documents, legal representation in court, and also get to legal types. Members pay a monthly charge to receive plan benefits. Businesses sell programs straight, via independent sales reps, and through certain companies. Lawyers enter arrangements with the businesses which sell pre-paid legal services plans in various jurisdictions. Plan members are able to select an attorney from a plan provided list. Businesses offering pre-paid legal providers promise numerous advantages like consultations with attorneys concerning insurance or employment disputes, personal injury, criminal problems, and several other matters.
What do you get in the package of the services?
Prepaid legal services normally include legal review of contracts, deeds, together with other types of legal documents. Services can also include preparation of documents like wills, powers of attorney, and contracts. Plan members will also be able to get a database of legal forms and files throughout the business selling the plan. A pre-paid legal services program may also provide members with legal representation in court. Court representation could be accessible for a variety of issues as criminal defense, landlord tenant, divorce, or job related disputes. This service, however, might just be at a discounted rate or for a predetermined number of hours.
Monthly fees can be not enough!
This means the monthly accession fee does not cover the whole costs of legal representation in court. Businesses offer pre-paid legal services via direct sales and through independent sales reps. These firms typically pay separate reps by commissions and are not necessarily obligated to meet promises made by individual reps, consequently, consumer advocates promote caution when dealing with a sales representative. The pre-paid legal services contract or plan, as opposed to what a sales representative says, controls the scope of services. Companies also provide pre-paid legal services through companies that want to make the plans accessible to employees as part of a benefits plan.
How to structure your payments?
Employees usually pay a monthly or monthly charge through a salary deduction to receive plan advantages for themselves and members of the family. Lawyers that provide legal providers operate independently from businesses that sell pre-paid legal services. In general, plan members are able to select an attorney from a referral list of participating lawyers, which can be a limited number depending upon the area. These attorneys offer certain types of providers to plan members based on the membership plan.
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